Financial Insights Around The Globe

Siena Advisor, Stephen L. Hicks, drops by the Michigan Business Networks’ segment, Michigan Business Beat, to share his global financial insights with Jeffrey Mosher, stand in for host Chris Holman. Steve takes listeners around the globe discussing major financial issues of not only the American economy, but also what’s happening in Europe, Japan, and the BRIC (Brazil, Russia, India, and China). Lastly, Steve reviews the recent strength of the U.S. dollar and how it’s impacting international trade.

Michigan Business Beat airs at 8:00 AM every Monday through Friday.

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Stephen Hicks Sits In As An Expert Panelist for WKAR’s Thinking Money

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WKAR presented a free screening of Thinking Money: Psychology Behind Our Best and Worst Financial Decisions on April 14th. After the presentation, a panelist of four financial experts gathered to discuss the psychology behind our financial decisions. 

Panelists included Stephen Hicks, Siena Wealth Advisors; Tiffany Dowling, M3 Group; April Clobes, MSU Federal Credit Union; and Debra van Hevele, Comerica Bank. Together they dive into the psychology behind our daily financial decisions, why we spend, why we save (or don’t), and how we think about money.

Watch the Video Discussion Here


 


How Can You Better Understand the Stock Market?

So, how can you better understand the stock market and all of the complexities that come with investing? For starters, ask the experts.

Stephen L. Hicks, co-CEO/advisor of Siena Wealth Advisors, pops by The Michigan Business Networks’ segment Michigan Business Beat, hosted by Chris Holman, to provide insight on the stock market. Steve breaks down what has been happening in the stock market in the short term, but also long term as well.

Michigan Business Beat airs at 8:00 AM every Monday through Friday.

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February Economic Update

Stephen L. Hicks, Siena Advisor, spends some time with host, Chris Holman on the Michigan Business Networks’ segment Michigan Business Beat to provide his February economic update. Listen in to find out exactly what is happening in the economy, how gas prices are affecting the worldwide culture and economic condition, and what you should be doing with your money.

Steve is a regular contributor on Michigan Business Beat which airs at 8:00 AM every Monday through Friday.

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What Should You Expect in the 2015 Economy?

Stephen L. Hicks, JD, MBA, MS, CPA joins the Michigan Business Networks’ segment Business Beat hosted by Chris Holman.  Steve shares his insight into how 2014 went, what investors should expect in 2015 economically, and even where to put your money for the new year.

Business Beat airs at 8:00 AM every Monday through Friday.

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About Siena Wealth Advisors

Stephen L. Hicks drops by the Michigan Business Networks’ segment Business Beat hosted by Chris Holman. In this segment, Chris interviews Steve about Siena Wealth Advisors and what exactly they offer to their clients and the community as a whole.

Business Beat airs at 8:00 AM every Monday through Friday.

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Seeking Your Success – Episode Eleven

Episode Eleven – Stephen Hicks is joined by special guest, Thomas Brown, Real Estate Broker from Assist to Sell.

Segment One, Seeking Your Success – Stephen and Thomas discuss Thomas’ background and the topic of short sales.

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Segment TwoSeeking Your Success – Thomas talks about the benefits of a discounted broker and the costs of selling a home.

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Segment Three, Seeking Your Success – Stephen and Thomas discuss computer technology in the real estate market.

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Segment Four, Seeking Your Success -Thomas talks about the local real estate market recovery and national sales.

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Segment Five, Seeking Your Success – Thomas gives listeners the steps for the seller in a short sale and what to expect as a buyer.

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Segment Six, Seeking Your Success – Stephen and Thomas discuss qualified lending and flat rates.

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Seeking Your Success – Episode Ten

Episode Ten – Stephen Hicks, co-CEO and advisor for Siena Wealth Advisors, discusses alternative investments, his experience with annuities, investing in gold, and high yield bonds.

Segment One, Seeking Your Success – Stephen discusses alternative investments. Are convertible bonds recommended for investment?

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Segment TwoSeeking Your Success – Find out why or why you should not invest in equity index annuities.

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Segment Three, Seeking Your Success – Stephen shares his experiences with bad annuity investments.

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Segment Four, Seeking Your Success -Stephen shares more stories of bad annuity investments.

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Segment Five, Seeking Your Success – Should you invest in gold? Stephen explains how to make this decision.

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Segment Six, Seeking Your Success – High yield bonds, a.k.a. junk bonds. Should you invest?

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Seeking Your Success – Episode Nine

Episode Nine – On this episode of Seeking Your Success, Stephen covers a wide range of financial and economic topics ranging from the LIBOR to making trades to European financials.

Segment One, Seeking Your Success -Stephen takes a listener question. “Why are financial planners getting a bad wrap?”

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Segment TwoSeeking Your Success – Stephen explains LIBOR, what is it and what is the scandal? He also shares his knowledge of his time spent working in the LIBOR pit.

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Segment Three, Seeking Your Success – Stephen answers a listener question. “How can Mitt Romney relate to the common people when he only pays 15% taxes?”

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Segment Four, Seeking Your Success -Stephen explains the 80,000 new jobs and why it is not enough

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Segment Five, Seeking Your Success – Stephen answers a listener question. “Is Europe out of the woods financially?”

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Segment Six, Seeking Your Success – Stephen talks about what to do when you want to make a trade, and what experts should you talk to when you make the change.

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Seeking Your Success – Episode Eight

Episode Eight – On this episode of Seeking Your Success, Stephen discusses the ins and outs of estate planning, the role of power of attorney, and guardianship of children.

Segment One, Seeking Your Success -Stephen discusses the role of attorney’s in Modern Estate Planning.

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Segment TwoSeeking Your Success – Stephen talks about the succession of assets in Trusts and Traditional wills in Modern times.

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Segment Three, Seeking Your Success – Stephen breaks down the cost differential between pour over wills, trusts, and traditional wills.

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Segment Four, Seeking Your Success – Stephen explains how critical Power of Attorney for property are for estate planning.

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Segment Five, Seeking Your Success – Stephen discusses efficiency and effectiveness in estate planning, and Power of Attorney for health care and mental health care.

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Segment Six, Seeking Your Success – Stephen talks estate planning of provisions for guardianship of your children.

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Seeking Your Success – Episode Seven

Episode Seven – Stephen is joined by special guest, Joe Joseph, Senior Mortgage Banker and Director of Business Development, of Summit Community Bank.

Segment One, Seeking Your Success – Stephen and Joe discuss mortgages.

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Segment TwoSeeking Your Success – Stephen continues his discussion with Joe Joseph, answering questions about the mortgage industry and how it impacts consumers. Getting into the discussion of currently being self employed and trying to get a mortgage.

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Segment Three, Seeking Your Success – Stephen and Joe discuss the Lansing housing markets.

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Segment Four, Seeking Your Success – Joe Joseph discusses the types of mortgages that are still available, now that there are more stringent rules in place, and still a tough market. Then Stephen and Joe get into some questions from listeners.

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Segment Five, Seeking Your Success – Stephen and Joe talk about the topic of “Underwater Mortgages.”

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Segment Six, Seeking Your Success – Stephen and Joe take a question from Saginaw about how to get financing when one’s credit is bad. And then a discussion of following your credit history, credit scores. Also, how to dispute items on a credit report. Along with contact information for Joe.

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Seeking Your Success – Episode Six

Episode Six – Stephen speaks with special guest Dr. John W. Spink, Associate Director, Center for Anti-Counterfeiting and Product Protection (A-CAPP) at Michigan State University.

Segment One, Seeking Your Success – Stephen and Dr. Spink talk about counterfeiting, and how it effects the individuals and business and what A-CAPPP from Michigan State University is doing on the frontline to prevent it.

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Segment TwoSeeking Your Success – Stephen and Dr. Spink discuss the A-CAPPP certificate program.

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Segment Three, Seeking Your Success – Dr. Spink explains enterprise risk management.

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Segment Four, Seeking Your Success – Stephen and Dr. Spink talk about about counterfeiting and how it effects the individuals and business.

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Segment Five, Seeking Your Success – Dr. Spink discusses anti-counterfeiting strategies and the consumer.

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Segment Six, Seeking Your Success – Stephen and Dr. Spink discuss how businesses can start enterprise risk management.

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Seeking Your Success – Episode Five

Episode Five – Stephen dedicates this episode to today’s current events in the financial news.

Segment One, Seeking Your Success -Stephen discusses the latest financial news.

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Segment TwoSeeking Your Success -Stephen talks about Facebook CFO renouncing his U.S. citizenship.

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Segment Three, Seeking Your Success -Stephen discusses his thoughts on the Presidential candidates.

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Segment Four, Seeking Your Success -Stephen imagines Bloomberg as president.

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Segment Five, Seeking Your Success -Stephen gives his thought on the TV personalities that discuss the financial world.

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Segment Six, Seeking Your Success -Stephen gives his thoughts on law school today. Are there too many attorneys?

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Seeking Your Success – Episode Four

Episode Four – On this episode of Seeking Your Success, Stephen talks about reverse mortgages, wills versus estate planning, disability insurance, and more.

Segment One, Seeking Your Success -Stephen answers listener’s questions on “Reverse Mortgages.”

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Segment TwoSeeking Your Success -Stephen covers the topic of a will versus estate planning, and a trust.

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Segment Three, Seeking Your Success -Stephen takes a listener question regarding Disability Insurance.

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Segment Four, Seeking Your Success -Stephen answers Michael Mahoney about an objective view of the Michigan economy and how it is doing at this time.

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Segment Five, Seeking Your Success -Stephen discusses with Michael Mahoney about how much risk to take at different ages for proper investing for different age groups and circumstances.

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Segment Six, Seeking Your Success -Stephen discusses presidential candidates ability to manage the economy, but then ultimately discusses how it is the citizen’s economy and responsibility.

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Seeking Your Success – Episode Three

Episode Three – Stephen is joined again by Mike Mahoney, Michigan Business Networks’ radio manager, to answer his questions on a wide range of investment topics.

Segment One, Seeking Your Success -Stephen answers Mike’s questions. Stock splits is the topic of discussion.

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Segment TwoSeeking Your Success -Stephen answers Mike’s questions. Derivatives are the topic of discussion.

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Segment Three, Seeking Your Success -Stephen answers Mike’s questions. International Stocks are the topic of discussion.

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Segment Four, Seeking Your Success -Stephen answers Mike’s questions. Real Estate Investments are the topic of discussion.

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Segment Five, Seeking Your Success -Stephen answers Mike’s questions. “What can a financial advisor or CPA disclose to the public?” is the topic of discussion.

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Segment Six, Seeking Your Success -Stephen answers Mike’s questions. “How do you know when your diversified?” is the topic of discussion.

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Seeking Your Success – Episode Two

Episode Two – In this episode of Seeking Your Success, Stephen continues answering listeners questions.

Segment One, Seeking Your Success – Stephen takes the listener’s questions.

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Segment TwoSeeking Your Success – Stephen continues to answer listener’s questions.

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Segment Three, Seeking Your Success -Stephen continues to answer listener’s questions.

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Segment Four, Seeking Your Success – Stephen answers listeners questions about annuities.

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Segment Five, Seeking Your Success – Stephen talks about picking individual stocks.

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Segment Six, Seeking Your Success – Stephen discusses credentials of an investment advisor.

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Seeking Your Success – Episode One

Episode One – Stephen Hicks invites Mike Mahoney, Michigan Business Networks’ radio manager, to join in to discuss various topics ranging from Stephen’s background, brokerage fees to variable annuities.

Segment One, Seeking Your Success – Stephen Hicks talks about his background leading to becoming an attorney.

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Segment TwoSeeking Your Success – Stephen and Mike discuss variable annuities.

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Segment Three, Seeking Your Success – Stephen and Mike continue to talk about Stephen’s background.

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Segment Four, Seeking Your Success – Stephen and Mike talk about brokerage fees.

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Segment Five, Seeking Your Success – Stephen and Mike answer a retirement question.

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Segment Six, Seeking Your Success – Stephen and Mike answer listeners questions.

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Financially Sound – Episode Six

Episode Six – On this episode, Stephen answers listener’s questions from across the state of Michigan and Chicago, IL.

Segment One, Financially Sound – Listener from Ann Arbor, MI, asks about feeling good about picking stocks (over 6 months) but not being a success.

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Segment Two, Financially Sound – A Chicago, IL listener asks about “active managers” in investing versus passive managers.

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Segment Three, Financially Sound – A listener from East Lansing, MI asks Steve if it’s a wise choice to allow your financial advisor to chase each year’s top funds.

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Segment Four, Financially Sound – Steve answers a listener’s question from Hasting, MI about the often heard “Rule of 72”.

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Segment Five, Financially Sound – An Okemos, MI listener asks whether you can use “Market Timing” successfully or not.

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Segment Six, Financially Sound – A Southern Michigan listener asks about a previous topic “warning on annuities” and the Dangers of Whole Life Insurance and Annuities.

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Financially Sound – Episode Five

Episode Five – Stephen talks insurance with special guest Chris O’Leary, President of The Shinberg Insurance Agency.

Segment One, Financially Sound – Special Guest, Chris O’Leary

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Segment Two, Financially Sound – Special Guest, Chris O’Leary – Cyber Liability Insurance

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Segment Three, Financially Sound – Special Guest, Chris O’Leary – Health Insurance

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Segment Four, Financially Sound – Special Guest, Chris O’Leary

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Segment Five, Financially Sound – Special Guest, Chris O’Leary – Health Insurance

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Segment Six, Financially Sound – Special Guest, Chris O’Leary

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Financially Sound – Episode Four

Episode Four – Stephen talks investment philosophy and the importance of estate planning.

Segment One, Financially Sound – Estate Planning

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Segment Two, Financially Sound – Revocable Living Trusts

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Segment Three, Financially Sound – The Cost of Cash

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Segment Four, Financially Sound – Asset Class Investing

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Segment Five, Financially Sound – Philosophies of Investing

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Segment Six, Financially Sound – Utility of Using Bonds

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Financially Sound – Episode Three

Episode Three – Stephen investigates the science behind portfolio construction and investment management.

Segment One, Financially Sound – Asset Class Investing

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Segment Two, Financially Sound – Modern Portfolio Theory

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Segment Three, Financially Sound – Portfolio Performance

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Segment Four, Financially Sound – Passive Management

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Segment Five, Financially Sound – Active Management

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Segment Six, Financially Sound – Top Funds

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Financially Sound – Episode Two

Episode Two – Stephen talks about factors in the economy, and everything you need to know about annuities.

Segment One, Financially Sound – Factors in the Economy

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Segment Two, Financially Sound – Annuities

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Segment Three, Financially Sound – Annuities Continued

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Segment Four, Financially Sound – Annuities (Seniors)

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Segment Five, Financially Sound – Annuity Warnings

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Segment Six, Financially Sound – Fee-Only Advisors vs. Commission Based Brokers

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Financially Sound – Episode One

Episode 1 – Stephen talks about Retirement Planning.

Segment One, Financially Sound – Rollovers & IRA’s

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Segment Two, Financially Sound – The Warren Buffet Rule

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Segment Three, Financially Sound – Annuities

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Segment Four, Financially Sound – Annuities (Variable)

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Segment Five, Financially Sound – IRA’s

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Segment Six, Financially Sound – Bonds

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